Inclined Blog

From Frustrated to Flexible Liquidity: Edward’s iLOC Added Living Benefits to His Whole Life Insurance

Written by Alaina Paradise | Feb 24, 2026 11:04:01 PM

Edward had been borrowing against his insurance cash value for years when his Advisor told him about a new option on the market, Inclined. After making the switch to an Inclined Line of Credit (iLOC), he’s benefited from having overnight access to funds, automatic increases to his credit limit1, and never needing to renew his line. The flexibility of the iLOC has changed the way Edward thinks about the value of his life insurance policies, and enables him to optimize the use of his family’s available cash.