Allow Us to Introduce Inclined
We'll Provide Lunch for Your Group
Inclined makes it easier for whole life policyowners to access their cash value whenever they want for whatever matters most.
Give us the opportunity to introduce ourselves and the Inclined Line of Credit (iLOC) at your next gathering of Financial Advisors and we'll love to buy you lunch (or breakfast, whatever works for you!). Virtual event? No problem! We have solutions for that, too.
One of our Account Executives will take about 15 minutes to tell you about the iLOC, who qualifies, and how you can start giving your clients the freedom and flexibility they’re looking for from their Whole Life policies.
Fill out the form to the right to get started and we'll be in touch soon!
Tell Us About Your Group
Introducing the iLOC
The Inclined Line of Credit (iLOC) is a revolving line of credit designed to give your clients the ultimate freedom and flexibility to get the most out of the cash value of their whole life policies.
- Establish a line on a policy with as little as $25,000 cash value
- Fast, online application process takes about 15 minutes1
- Make next-day draws and payments2
- Competitive rates
- No fees, ever
- Established lines do not report to credit bureaus3
Why Refer Clients to Inclined?
Market Leading Efficiency
On average, Policyowners spend 15 minutes to apply for a line of credit1 and can typically begin drawing in as little as 20 days.
Ease Your Team’s Workload
Our new Advisor Portal makes it easy for you to invite your clients to apply for an iLOC and track the progress of applications.
Competitive Rates, Exceptional Service
Our secure and modern technology removes friction and allows our lending partners to drastically reduce their operating expenses. Those savings are passed on to your clients.
1 Typical application times are 15 minutes. Application review and approval times are typically 5 business days, funds are typically available within 20-40 business days from completing an application, however time estimates are contingent upon insurance carrier response times and may be longer.
2 Once an Inclined Line of Credit is opened, policyowners can use our online portal to make draws that process overnight. Funds arrive at the borrower’s bank the next business day, fund availability subject to receiving bank’s policies.
3 To verify you qualify for an Inclined Line of Credit, we will request your authorization for a soft credit pull that will not affect your credit score. If you later agree to a line of credit, at that time a full credit report will be obtained that may impact your score. We will tell you before this happens.