Watch a recording of our live-streamed conversation with Keith Wagner as he discusses his thoughts and learnings about policyowners accessing their whole life cash value through policy loans versus third-party lending options.
In his 34 years in the business, Keith has sold more than $6 billion of life insurance and guided clients toward the most favorable outcomes when they needed to borrow against their insurance cash value.
Our conversation covers:
- Reasons clients have leveraged their cash value
- Methods of borrowing: policy loans vs. third-party lenders
- Pros and cons of various borrowing scenarios
- The true cost of accessing cash value at a direct recognition carrier